Rusty Farrell

Please be advised that Rusty Farrell presently holds Series 06, 07, 14, 22, 63 and 65 licenses and is registered to sell stocks and bonds, mutual funds, variable annuities, and variable life products (and provide investment advice) in the states of TN, AL, CA, FL, GA,  LA, MO, MS, NC, NH, NY, OK, TX, VA and WA.  Beverly Farrell holds Series 07 and 66 licenses and is registered to sell stocks and bonds, mutual funds, variable annuities and variable life products (and provide investment advice) in the states of TN, AL, CA, FL, GA, LA, MO, MS, NC, NH, NY, OK, TX, VA and WA.  For residents of other states, proper licenses and registrations must be obtained by Mr. or Mrs. Farrell before proceeding futher. No parts of this communication should be construed as an offer to sell any security or provide investment advice or recommendations. Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

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Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

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